InsurTech Platform
Insurance AI - Claims Transparency
- Reduce the risk of having your insurance claim denied
- Search, compare and get the best premium quotes on the market
No sign-in required to see your result · Data encrypted under Decree 13/2023
Insurance products
Trusted partners
Years of experience
AI support on call
If you have ever…
Denied because of an exclusion
Only at claim time do you learn your case falls under an exclusion, and no one pointed it out from the start.
Not knowing whether you are covered
The loss has happened and you still are not sure whether this case falls within the cover.
Handling the loss on your own
Not knowing where to start, what the process is, and with no third party alongside you dealing with the insurer.
Losing days looking for a good quote
Searching, comparing and meeting far too many places before settling on the right insurer.
No guidance, no clarity on the wording
Too much information, jargon too dense. No prompt to add cover for losses that went unpaid before.
No single convenient place to keep policies
Policies scattered one copy per place, and only when you need one do you open it and hunt through the clauses again.
Policy wording is not written to make life hard for you, it is written to be precise and fully compliant with the law.
PinaX summarises it quickly and clearly, keeps it on file, and answers every question you have about your policy.
The fix
Free Policy Checkup
- Upload a policy and get a summary right away
- Know which clauses pay out and which exclude
- Warnings for cases that often get denied
- Suggested clauses worth adding
- Alerts on benefits you are paying for twice
- A pocket summary of your own benefits
Smart Features Built In
- A wallet keeping every policy in one place
- Renewal reminders 60 days ahead
- Notes on benefits you have but never used
- Warnings on what could cost you your cover
- Step-by-step guidance through a claim
- Deadline reminders for filings and appeals
Competitive Quotes Proposed
- One request reaches every insurer at once
- The best quotes selected and proposed
- Questions prepared to clarify with the insurer
- Extra clauses suggested to avoid denial
- Quality over cheapness in picking the insurer
- PinaX alongside you through the whole journey
Principles and commitments
Customers
Your interests come before anything else
Data
Kept secure and used only to serve you
Partners
Transparent and neutral towards every insurer
Cost
Free to use for customers
Information
Accurate and grounded in your policy wording
Technology
Always updated and tuned to the latest models
Our vision
“PinaX becomes the insurance platform people trust. Helping Vietnam grasp their information and their rights before the policy is ever needed, With one goal: no one holding valid insurance is denied a claim.”
With You From The StartAt Ease When It Matters

Connecting Vietnam's leading insurers
Q&A
Does using PinaX cost anything?
No. You pay exactly the premium the insurer quotes. PinaX is paid a commission by the insurer, and that has no effect on scoring.
Is PinaX an insurer?
No. PinaX is an independent insurtech platform connecting you with Vietnam's leading insurers.
Can an insurer buy a better ranking?
No. The scoring formula is published in full, and commission is not one of its variables.
What is my data used for?
Only to analyse your policy and find quotes for you. Handled under Decree 13/2023 and never sold to third parties.
What if I already bought elsewhere?
You can still use PinaX. Add the policy to your wallet for a free checkup, renewal reminders and support at claim time.


Start a free policy checkup, it takes 2 minutes
No policy yet?







